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Bitcoin

Jack Dorsey's Block Is Investing 10% Of Its Bitcoin Profits Into Monthly Bitcoin Purchases (bitcoinist.com) 17

An anonymous reader shared this report from the blog Bitcoinist: Jack Dorsey's financial services and digital payments company, Block Inc., announced it will begin investing 10% of its monthly Bitcoin-related gross profits into BTC purchases. This announcement was made following the release of Block's first-quarter earnings for 2024, which demonstrated substantial profits from its Bitcoin operations.

Block reported Bitcoin-related gross profits amounting to $80 million in the first quarter alone. If this trend continues, the implementation of the new dollar cost averaging (DCA) program could see the company investing approximately $24 million in Bitcoin within one year... Dorsey also shared a detailed document [PDF] titled "Bitcoin Blueprint For Corporate Balance Sheets," which serves as a comprehensive guide for other corporations interested in integrating BTC into their financial strategies.

According to the document, Block, formerly known as Square, began its substantial acquisitions in October 2020, purchasing 4,709 BTC at an aggregate price of $50 million. The company later bought an additional 3,318 BTC in February 2021 for $170 million. As of March 31, 2024, Block holds approximately 8,038 BTC, representing about 9% of its total cash and marketable securities.

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Jack Dorsey's Block Is Investing 10% Of Its Bitcoin Profits Into Monthly Bitcoin Purchases

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  • Ponzi schemes work best if you make sure they look like someone "important" invests in them, too.

    • by Shaitan ( 22585 )

      Yes, nothing says Ponzi scheme like a payment processor continually purchasing and replenishing the commodity it distributes as a consequence of ongoing and regular financial payment activity on goods and services... oh wait, literally every aspect of this debunks the notion of a Ponzi scheme which requires the only activity and payments to come from additional investments.

      • by Anonymous Coward

        Yes, nothing says Ponzi scheme like a payment processor continually purchasing and replenishing the commodity it distributes as a consequence of ongoing and regular financial payment activity on goods and services

        Block's revenue comes pretty much 100% from payment services like Square and Cashapp. No one cares about Bitcoin.

  • What is this bitcoin related profit? It can't be profit made on bitcoins you hold, since that would mean you sell the bitcoins to realize the profit, then purchase 10% of them back, what would be the point, just sell only 90% of what you were planning to sell in the first place. Or are they saying they will take some investor money and buy an equivalent of 10% of unrealized gains for each quarter? Or is this bitcoin related profit some other profit in cash rather than bitcoins?
    • They offer buying and selling of bitcoin and facilitate bitcoin transactions in CashApp. According to their corporate reporting, that part of the business generates some profit.
  • It is interesting that one of the largest payment platforms would look into crypto. It kind of implies they believe Bitcoin can be as viable as Visa. And that implies they have some strategy to make it easy for customers to use, and believe fees can lower to less than credit card fees.
    • I find Bitcoin very easy to use, for most small transactions you donâ(TM)t have much of a fee, it is definitely less than 3%+25c for Visa transactions. You put it in your wallet, you transfer in and out, settlements happen in seconds most of the time. You donâ(TM)t ever need to âproveâ(TM) who you are with unnecessary details such as addresses, you do MFA on your end where it is trusted.

    • by Anonymous Coward

      It kind of implies they believe Bitcoin can be as viable as Visa.

      The hilarious part though, is that... it isn't. Last time i checked the BTC network could only handle ~7 transactions per second. For everyone.

      Cue to the Lightning Network evangelists, which quite literally doesn't work, claiming this is not an issue at all.

      • It kind of implies they believe Bitcoin can be as viable as Visa.

        The hilarious part though, is that... it isn't. Last time i checked the BTC network could only handle ~7 transactions per second.

        But the Bitcoin network isn't akin to the Visa network.

        Say Bob owes Alice (she's the one with a restaurant, obv.), and Bob pays with his Visa card. The payment is "completed" here when the Visa network records the transaction, and now Bob owes Visa $x and Visa owes Alice $x-fees. A debt was replaced with two claims for future payments, through a trusted intermediary. Money did not move.

        On the Bitcoin network, when the payment is completed, it's fully settled; the money has moved from Bob to Alice. This is m

        • by Anonymous Coward

          On the Bitcoin network, when the payment is completed, it's fully settled; the money has moved from Bob to Alice. This is more similar to a wire transfer than it is to a Visa transaction. A much heavier transaction, and yes, slower.

          The future of money, everyone!

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