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Apple

Apple Tags EU Apps Using Alternative Payments With Warning Symbols (daringfireball.net) 54

Apple has implemented conspicuous warning labels featuring red exclamation marks on EU App Store listings that use external payment systems. The company's new tactic targets apps like Instacar, a popular Hungarian vehicle valuation tool with thousands of positive reviews, displaying ominous warnings that the app "does not support the App Store's private and secure payment system."

The associated support page cautions users that external payments require providing personal information directly to developers and third parties "based on their privacy and security controls." The move also follows the Epic vs Apple ruling that prohibits Apple from interfering with developers linking to alternative payment systems.

Apple Tags EU Apps Using Alternative Payments With Warning Symbols

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  • Follow the Money (Score:3, Insightful)

    by TwistedGreen ( 80055 ) on Thursday May 15, 2025 @12:48PM (#65378929)

    Isn't this a selling feature? Clearly the wording is disingenuous but people should quickly figure out that it means they can charge less. This might backfire.

    • by DarkOx ( 621550 ) on Thursday May 15, 2025 @12:57PM (#65378943) Journal

      Zero chance of that. There are enough bad actors who will stuff their apps with loot boxes, pay to win nonsense, and micro payments galore, without the friction of Apple's haircut that people will quickly understand that '!' means fully-enshitified.

      There might be handful of big players like Amazon for kindle books and whatnot where people will look past it but after a few months I am sure exactly nobody will take a chance on unknown developers with '!' on their app.

      • Zero chance of that. There are enough bad actors who will stuff their apps with loot boxes, pay to win nonsense, and micro payments galore, without the friction of Apple's haircut that people will quickly understand that '!' means fully-enshitified.

        There might be handful of big players like Amazon for kindle books and whatnot where people will look past it but after a few months I am sure exactly nobody will take a chance on unknown developers with '!' on their app.

        I think that is exactly correct.

      • by higuita ( 129722 )

        Almost everybody will keep apple payment, but will also report and redirect to their site for a discount of 15-20% (hey, they can keep the extra 10-15% for extra profit)... so users will have the choice, pay more in apple, or get a discount outside... probably very few will totally disable apple payment, but many people will prefer to use the external one for sure, after all, unless you can't use the external payment, don't want to bother adding the credit card in another place or they are "too complex", w

      • Re: (Score:2, Insightful)

        by thegarbz ( 1787294 )

        I sincerely doubt that. Most people don't use iPhones because they are scared of their shadows, and in any case, such payment schemes are usually completely optional. E.g. lootboxes, pay to win, all that crap doesn't need to actually be used. For people who don't traditionally fork out in app money the warning is meaningless.

        take a chance on unknown developers

        Very few people check or research a developer ever. It's why the proliferation of lookalikes is so lucrative. You give people equally too little credit as well as too much at the same t

        • by UnknowingFool ( 672806 ) on Thursday May 15, 2025 @01:50PM (#65379055)

          For people who don't traditionally fork out in app money the warning is meaningless.

          The warning is not just for people. The warning is also about legal liability and disclosure from Apple. If Apple did not put that warning, I would guess there would be many complaints and lawsuits would occur because "Apple never warned me I was paying on a different system." Even with warnings, I would expect some people to still sue because Apple did not disclose all the possible bad outcomes that could occur with using 3rd party systems.

          • Except that the actual most popular OS on the market had no such restriction, no such warning, and provides secure payment services like Apple did, and quite literally has had no liability on the matter.

            The only thing more crazy than the American mentality of solving everything via lawsuit, is the idea that you're magically liable for everything in other people's lives. The legal system just doesn't work like that.

          • by AmiMoJo ( 196126 )

            The wording seems to be designed to get them fined by the EU, again.

            I think it's a stretch to say that users would be confused by using different payment schemes and not realize that they were outside the Apple ecosystem. People pay for stuff all the time without it going through Apple. Unless the developer goes out of their way to be confusing, it will clearly be branded with a different logo. And if they do try to be misleading, that's on them, not Apple. People try to impersonate Apple all the time, and

      • Yep.

        As a consumer, I would want that warning and appreciate being there.

      • by dgatwood ( 11270 )

        Zero chance of that. There are enough bad actors who will stuff their apps with loot boxes, pay to win nonsense, and micro payments galore, without the friction of Apple's haircut that people will quickly understand that '!' means fully-enshitified.

        You don't need the "!" to know that. All you need is to see that it is in the iOS App Store with a price of $0 and the caption "In-App Purchases". The "!" just means that the enshittification will probably cost ~27% less.

        There might be handful of big players like Amazon for kindle books and whatnot where people will look past it but after a few months I am sure exactly nobody will take a chance on unknown developers with '!' on their app.

        It *might* discourage adoption, but only if it ends up being a minority of apps doing it. Otherwise, it's a giant "SALE" sign.

    • by UnknowingFool ( 672806 ) on Thursday May 15, 2025 @01:03PM (#65378955)
      How is the wording "disingenuous"? If you are using a 3rd party payment system, you are clearly not using Apple's payment system, and Apple cannot guarantee that a 3rd party system is private or secure. I don't know about your but my computer browser alerts me when I am redirected to a different site for payment that does not match the first site I was using. It also has ominous warnings about 3rd party sites and sharing sensitive information like credit card numbers. Sometimes the original site will let me know I will be redirected; sometimes it does not.
      • by higuita ( 129722 )

        then do as steam
        a small yellow note for "external DRM" and like

        there is a big difference between a RED exclamation sign (forbidden, danger) vs a yellow one (warning, notice)

        They can add a notice, a comment or a special flag, that clearly points that it refers to a external payment, not a danger, forbidden, alarm without clear indication of the meaning. Intention is everything here and the intention is to scare away, where external payment are as dangerous as apple pay (most of them are always really a few c

        • They can add a notice, a comment or a special flag, that clearly points that it refers to a external payment, not a danger, forbidden, alarm without clear indication of the meaning.

          The system you are describing requires mouse-overs and other behaviors that are on desktop UIs. That will not work on a touch centric phone. Also you are proposing a multifaceted system instead of a simple warning. And the last problem is it requires multiple actions to get to a warning. I can see the complaint now, "Apple buried the warning that required multiple actions to see. What are they hiding?!!"

          The warning to me: "We are not handling your payment information. Don’t contact us if something goe

    • WARNING!!!! WE DO NOT GET 30% OF THIS SALE!!!! WARNING!!!!!!!

      (and yes)

  • by jacks smirking reven ( 909048 ) on Thursday May 15, 2025 @01:19PM (#65378981)

    But a red exclamation mark is a bit on the nose there Apple. Part of malicious compliance is not being so obvious.

    • There's nothing fair about the warning. Every web site that sells anything, uses a payment system of their own choosing. Nobody would think it reasonable or important for Google to flat all web links to sites that use their own payment systems. There's no reason for apps to be flagged either. This is nothing but the kind of abuse typical of a monopolist.

  • So they do this and a new fine will arrive from EU commission. Flagging negative/warning signs for those external payment will probably will not be accepted, as it is a unfair discriminatory treatment.
    The good part is that the fines are usually increasing in value, so maybe apple will give up someday finally

    • Flagging negative/warning signs for those external payment will probably will not be accepted, as it is a unfair discriminatory treatment.

      And where in the order from the EU that says that alerting users they are using a 3rd party system is discriminatory? And we are talking about the EU here. My experience with them is warnings and disclosures to protect the consumer would be something they would encourage. From Apple's standpoint, they are disclosing to the consumer that they are not paying Apple; this should be common sense but some people would sue Apple if Apple didn't tell them they were using a 3rd party payment system.

      • The purpose of the judgement is to stop discriminatory behavior. I'll bet you a dollar they decide this is that.

        • Please point to the part in the order where it forbids Apple from warning that consumers will be using 3rd party payment systems. When they are indeed using 3rd party payment systems. My browser has been warning me about sites for years. Should I complain to the EU?
          • This is the EU we're talking about, not the USA.

            Apple will find their malicious compliance - because that's what this really is - will net them a harsher judgement.

            In the EU it's way harder to get away with things which are ok in the USA.

          • Please point to the part in the order where it forbids [...]

            This is a key difference between US law and EU law.
            -The US system requires that details be spelled out in laws or court rulings. We debate over the details of word choice.
            -The European system gives weight to the intent of the law or court ruling. As long as the intent was clear, the law/ruling is enforceable.

          • Either take the bet or don't, I'm not interested in pointing out to you all the examples of the EU courts being unimpressed with malicious compliance.

      • Flagging negative/warning signs for those external payment will probably will not be accepted, as it is a unfair discriminatory treatment.

        And where in the order from the EU that says that alerting users they are using a 3rd party system is discriminatory?

        Simply saying that apps are using third party payment systems is a gray area. However, that's not what Apple is doing. Apple is saying, "This app does not support the App Store’s private and secure payment system. It uses external purchases." That's equivalent to saying "I'm not telling you you can't use this third party payment system, but it's not private and it's not secure. In fact, it uses external purchases, which are intrinsically not private and not secure. So, I'm not telling you not to

      • You say that like the EU doesn't regularly change the rules to target specific companies. The reason the US is the traditional home of mega corps is because of its stable legal system (before Trump).

    • Re: (Score:2, Funny)

      by DarkOx ( 621550 )

      Sounds about right, we all know the EU hates free speech and expression.

    • by gweihir ( 88907 )

      Indeed. Such a stupid move...

  • Fair enough (Score:4, Informative)

    by HalAtWork ( 926717 ) on Thursday May 15, 2025 @01:36PM (#65379021)

    There are bound to be a lot of scams on the app store with third party payment systems, and you never know how long Joe Blow's payment service is going to stick around and even be there to support their customers or what types of policies they have for customer satisfaction.

    • Indeed. The whole concept of e-commerce doesn't work without Apple.

      Oh wait, except it has for literally 2 decades now, and Apple's biggest rival who has far more phones on the market doesn't seem to think this kind of shock tactic is worth while. Those poor 3 billion people on Android must be getting scammed constantly without Tim Cook to take them under his gentle care in a room made of pillows.

    • I'm less worried about actual scams than I am about Joe Blow and Co's competence. I've done PCI before, both at corporate jobs and as a pre-app-store independent (LLC w/ a friend). And it is non-trivial to stay on top of your compliance. As part of a team at a mid-sized company it's not too bad. But as part of a 2-person outfit or part of a smaller company; it is a major PITA to get right... And that's just to get the piece of paper that says you're PCI compliant. Actually doing everything right for r

    • It's no different than websites using a merchant payment processor of their own choosing. Or the store down the street. Should physical stores have warning signs too?

  • Given how many data breach Epic Games have gone through that leaked payment info, it's probably wise not to give them your credit card. 
    • Who *hasn't* had a data breach?

      The great thing about credit cards, is that the liability is all on the bank that issued the card.

  • so long as the warning is truthful and not exagerated?
  • Looks like the assholes at Apple do not get that the EU is a bit stronger than they are...

    • Apple is trying to find the boundaries. Sure, it could comply with the EU but where's the fun/profit in that? If the EU lets this slide, then it's great for Apple, if the EU makes Apple pay a few billion again, Apple will try something else, maybe a yellow exclamation mark. If it gets fined again, it will try marking "Apple" apps with some green mark and so on.

      • by gweihir ( 88907 )

        Apple seems to be unaware that what they got was the lowest-level of punishment available. Things will escalate if they continue to fuck around.

  • You already have a trusted intermediary between you and anybody you pay online: your credit card company. Neither Apple no Google have meaningfully convinced me they are doing anything for me besides saving me typing out the card number. People seem to be getting much more worked up about who can see their credit card numbers than they need to be, the entire purpose of a credit card is to allow people you don't fully trust to charge you for goods and services. If a bad actor gets your card it you can just r
  • I write and publish my own apps for a living, I've been doing this for about 12 years now.
    Over these years I've come to realise that App user's don't really understand who it is that they purchased from.
    At least the ones who've gotten in touch and asked for a refund.
    They think it is my company and I can issue a refund (different with Google Play, I can because Google lets me. With Apple there's no touching their payment system).

    So reading this I get why Apple is keen to emphasise who it is that a user would

  • Does anyone else find it ironic that Apple's response to the EU eerily parallels Trump's response to the courts?

    For those who think Trump is somehow some special sort of corrupt for constantly pushing every possible legal angle, this is how everyone in America who can afford a lawyer operates.

If the aborigine drafted an IQ test, all of Western civilization would presumably flunk it. -- Stanley Garn

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