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Senators Demand Crackdown On Wildfire 'Prediction Markets' (arstechnica.com) 67

An anonymous reader quotes a report from Ars Technica: Several US senators have written a letter to the Commodity Futures Trading Commission (CFTC), inquiring about the agency's "plans to crack down on prediction markets" that offer "contracts for individuals to bet on wildfires." "Offering bets on destructive wildfires threatens to minimize communities' suffering, all so the rich and powerful can profit," wrote (PDF) the group of senators, who represent Oregon, California, Nevada, Minnesota, and New Hampshire. The document specifically cites that Polymarket hosted bets in January 2025 on the wildfires in Los Angeles, and it mentions another website which specifically accepts "simulated bets" exclusively on California wildfires.

"There's also the heightened risk -- according to state and local fire officials -- that individuals could be tempted to commit arson in order to make sure their bets are successful," the letter continues. "By offering contracts on fires, prediction market sites run the risk of encouraging people to influence fires that have already started, creating additional concerns around public safety and insider trading." [...] Kalshi spokesperson Elisabeth Diana told Ars by email that the company does not allow such wildfire markets "because they create perverse incentives." But its primary rival, Polymarket, has taken a different approach. A spokesperson for Polymarket told Ars in an emailed statement that the company does not "profit from outcomes," adding that people "come to Polymarket for information." "While we are not blind to the risks, removing these markets does not prevent a tragedy but makes the most accurate information less accessible to the people who need it most," he wrote.

Senators Demand Crackdown On Wildfire 'Prediction Markets'

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  • California (Score:5, Interesting)

    by reanjr ( 588767 ) on Wednesday August 05, 2026 @11:11AM (#66273838) Homepage

    California should just make putting a bet on wildfires a crime equal to starting a wildfire.

    • Indeed that will not help because criminality doesn't make people not commit an act, only allows us to punish them later, but you can't squeeze billions in fire damages out of the indigent.

      Barring actually meeting people's needs, which the state can't do while simultaneously paying the bills shithole states can't cover, banning betting on wildfires is reasonable.

      • It specifically addresses the very real and serious risk that someone would intentionally start a fire to win a bet. It would be fairly easy to get a subpoena to get the records of CA winners of such bets.

        • No it doesn't for the simple reason I already explained.. Making it illegal to place the bets or collect will not stop someone from doing it in the first place because they don't know or think they can get away with it. It must be illegal to advertise the bet, let alone to pay it, so that hopefully no one is induced to do it by the promise of reward. Making it illegal won't actually prevent it of course but since this is still the available tool it should at least be used at the right level.

      • Indeed that will not help because criminality doesn't make people not commit an act

        False. There is a strong correlation between not committing an act when it's criminal vs when it isn't remotely considered in law. You're misreading the statistics which say that the *severity of punishment* is not correlated with not committing an act.

        i.e. Plenty of reasonable people don't do things simply because it is illegal to do so. Likewise if someone decides to do it anyway, the level of punishment doesn't change their mind.

        • You're misreading the statistics which say that the *severity of punishment* is not correlated with not committing an act.

          Actually, that conclusion is borne out from research by criminologists. They widely conclude that what deters criminal behavior is not the punishment for it, but the fear of getting caught.

          In 1976, Canada abolished capital punishment officially. In the decades that followed, the murder rate went down steadily.

          • Again that's what I was saying. Notice that Canada abolished capital punishment. They didn't simply legalise everything that lead to it. Also speaking of statistics, while an increase in punishment doesn't correlate to an decrease in crime, the reverse isn't true. They are not correlated, not negatively correlated. Canada's murder rate went down for reasons unrelated to the abolition of capital punishment (which itself doesn't affect murder in the slightest).

            Now making murder legal on the other hand...

  • accessory to murder if some one dies may end it.
    individuals could be tempted to commit arson in order to make sure their bets are successful.

  • "There's also the heightened risk -- according to state and local fire officials -- that individuals could be tempted to commit arson in order to make sure their bets are successful,"

    ... trading naked credit default swaps.

  • How about prediction markets on rapes and muggings. Oh, they already exist thru personal insurance and security agencies. 'Course a "decent" person would never participate -- as a criminal facilitator -- but computer-coders well-known to have no-moral-compass except that scratch-an-itch tropism are primed for the lead. Nice work gents; do you predict chances of shoplifting in RUST , jewelry theft in Java-script while C is reserved for rape ? Murder ? That's so old-fashion ... I bet coder-b
  • Crime pays (Score:5, Insightful)

    by battingly ( 5065477 ) on Wednesday August 05, 2026 @12:00PM (#66273890)

    Prediction markets introduce a whole new way to benefit from crime.

    • Mostly by the sort of people who typically lack the resources to avoid prison. So I don't see the big deal. They can play stupid games and win stupid prizes.

  • Offering bets on destructive wildfires threatens to minimize communities' suffering, all so the rich and powerful can profit

    It can also temp people into starting the fires themselves :o
  • Go after the execs (Score:5, Insightful)

    by Ogive17 ( 691899 ) on Wednesday August 05, 2026 @12:24PM (#66273928)
    Start placing bets of undesirable things happening to the execs of these companies. Maybe that will urge some guard rails to be implemented.
    • They have private armies. Literally. They're basically untouchable. You can't really solve political problems with violence. Not anymore anyway.
      • You should scope that a little more. War is a way to solve political problems with violence.

        And what are you considering an army? You need more than body and security guards to qualify as an army. Under a definition like that, every national bank could be said to have a private army, as they'll have a regiment's worth of security guards spread across all their branches.

        Besides, it wouldn't be economical for a corporation to maintain a private military force unless that's their business. If Microso

      • Of course you can. They're called drones, Ed.

  • So Arnie the Arsonist is standing in the middle of a bone dry field, with a lit match in his hand, saying "betcha there's going to be a wildfire starting right here!". Who's the mark taking that bet?

  • Just rebranded gambling bootstrapped into place by crooked regulators, turbocharged by tech, the eventual tragedies are so predictable. We've been here before, and we seem to have to relearn lessons. Once enough folks ruin their lives and their family's lives there will be some pearl clutching and eventual re-regulation. Sadly we have to live through all the ruined lives while people learn the hard.

    • I wouldn't go so far as to say the regulators are corrupt. I think part of it is a jurisdictional turf-war, the other is that they have to go by rules that right now include a loophole that says this might not be gambling but something regulated by the CFTC. That's where the turf war comes in. If the CFTC thinks it should be theirs, they'll fight for it and have a lot of resources to do so. The States thinks it should be theirs, so they're fighting for it.

      It needs to be cleared up either with legisla

  • I know inflation is bad, but I couldn't imagine it would reach the levels of betting on fires then actually starting said fire
    • Thhe strategy you suggest is pretty much exactly what the Trump administration has been doing to the world for a year and a half.
      • And THEDONAOLDs only missed-move is failing to transport collectivist scabs into the free-fire zones. By the millions ... so Iranian oil-dumps flame out ... with assistance from raw lefty spleen ... flames go higher ... in the pyre it's so dire ... should have been done prior ... ( W/apologies to Jim Morrison )/flamebait
  • by King_TJ ( 85913 ) on Wednesday August 05, 2026 @01:13PM (#66274042) Journal

    I don't understand how the entire concept isn't just outlawed and thrown out? The core reason we have a stock market is to allow business growth/prosperity. Company owners trade off their original ownership of a successful business for a chance to get investor income flowing in to make the business more successful than they could make it on their own.

    Prediction markets are nothing more than gambling. There's no "investing" in a business happening at all with this.

  • then it's considered beatified behavior.

  • Does anyone here know anyone, including themselves, who goes to Polymarket "for information"? I have not, and do not, but I've no idea about the broader ecosystem of data nerds or news junkies.
  • by sabbede ( 2678435 ) on Wednesday August 05, 2026 @02:27PM (#66274162)
    These are not for "harnessing predictive power" or creating "the most accurate information". They're for gambling. These aren't "positions", they're bets.

    You don't need to gamble in order to get people's opinions about the future. The entire concept is pretense to make gambling look like something else so the platforms can play "the house".

  • When I get life insurance I'm betting I will die. The bet pays my family if I win. Same with fire insurance. I win if my house burns down. Now suppose I live in a place with wildfire risk. I might be temped to bet that my community will be destroyed by a fire. It might be financially better for me to use a prediction market than a traditional insurance company. Predictive markets do have the potential to be used to mitigate risk.
    • Fan of the prediction markets I see .... You're joking ... right? You're a kidder ... like Rodney Dangerfield ... but you don't own a bigger/taller/fatter clothing store . Eh ? But ! You will die ... younger or older ... richer or poorer ... left-wing or right wing ... monkish or gluten ... you will die and that is no bet. It's a certainty. Even if your brains are stored in sperm-whale oil and kidneys go to the King of Morocco. Your dead ! As to your house burning down ? Stop piling those
    • You have a funny definition of 'win.' Insurance is not a bet or gamble, it is an arranged and paid for backup plan.

      Gambling is never a solution - except for the dumb, desperate, or crooked.

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