United Kingdom

As UK Military Begins Mass Coronavirus Testing, Head of Armed Forces Ponders Robot Soldiers (sky.com) 47

Remembrance Sunday is the day of commemoration for British and Commonwealth servicemen, and the head of the British Armed Forces marked the occasion with a special interview on Sky News.

And he shared a thoughtful answer when asked whether the army might try to recruit fewer soldiers. "[W]hat I'm hinting at is that we need to be thinking about how we measure effects in a different way. I mean I suspect we can have an army of 120,000 of which 30,000 might be robots, who knows. But the answer is we need to open our minds to perhaps numbers not determining what we should be doing but rather the effect that we can achieve, is really what we should be looking for."

The armed forces are playing a key role in the government's response to the pandemic, with some 2,000 personnel deployed to Liverpool to help with a mass coronavirus testing programme for the city. "I suspect if that works successfully we might find there are other areas where we need to help in a similar sort of fashion," General Carter said. He said using the military to take over the entire coronavirus testing programme was an option but added that he had confidence in the current set-up at the moment.

The Guardian focused on the robots: Thirty thousand "robot soldiers" could form an integral part of the British army in the 2030s, working alongside humans in and around the frontline, the head of the armed forces said in a television interview on Sunday...

All Britain's armed forces have been engaged in a string of research projects involving small drones or remotely powered land or underwater vehicles, some of which are armed and others for reconnaissance. The Ministry of Defence says its policy is that only humans will be able to fire weapons, although there is growing concern about the potential danger of unrestricted robot warfare, led by the Campaign to Stop Killer Robots.

Technology under development includes the i9 drone, which is powered by six rotors and carries two shotguns. Remotely operated, it is intended to be used to storm buildings, typically an urban warfare situation that generates some of the highest casualties.

The Internet

UK Agency Demands Company Stop Using Name Which Includes an HTML Closing Tag (msn.com) 107

A British software engineer came up with "a fun playful name" for his consulting business. He'd named it:

"">

Unfortunately, this did not amuse the official registrar of companies in the United Kingdom (known as Companies House). The Guardian reports that the U.K. agency "has forced the company to change its name after it belatedly realised it could pose a security risk." Henceforward, the software engineer's consulting business will instead be legally known as "THAT COMPANY WHOSE NAME USED TO CONTAIN HTML SCRIPT TAGS LTD." He now says he didn't realise that Companies House was actually vulnerable to the extremely simple technique he used, known as "cross-site scripting", which allows an attacker to run code from one website on another.
Engadget adds: Companies House, meanwhile, said it had "put measures in place" to prevent a repeat. You won't be trying this yourself, at least not in the U.K.

It's more than a little amusing to see a for-the-laughs code name stir up trouble, but this also illustrates just how fragile web security can be.

Facebook

Threatening Bans, Facebook Will Now Require Moderation For Groups Spreading Misinformation (mashable.com) 216

"While the election may have now been called for Joe Biden, our misinformation nightmare is far from over," quips Mashable: As unsubstantiated pro-Trump conspiracies about election fraud continue to spread on the internet, Facebook is taking further action with Facebook Groups, a feature that is often weaponized by misinformation spreaders. According to Facebook, the social networking company will now put certain problematic Facebook Groups in "probation" periods. During this 60-day timeframe, all posts to these groups must be manually approved by a group's administrators or moderators.

A group will be placed in this probationary state if the company finds that many of its posts are violating its community standards policies. There will be no appeals process for the probation period. All groups, whether public or private, are subject to probation.

If policy violation problems continue to persist within these groups during the probationary period, Facebook will ban the group.

A Facebook spokesperson tells CNET these actions are being taken "temporarily...in order to protect people during this unprecedented time."
China

Antitrust Investigations and Policy Towards China: How Biden's Victory Impacts Tech (adweek.com) 61

Adweek has published an article titled "What to Expect: How a Biden Administration Would Tackle Tech Policy." Some of the highlights: Industry observers have told us they don't expect a change-of-guard to upend the Google lawsuit brought by the Justice Department in concert with 11 state attorneys general over the company's search advertising hegemony. Indeed, we could see a spate of antitrust activity brought to bear on Big Tech during a Biden presidency... "Regardless of who wins the presidential election, antitrust enforcement against Big Tech will continue," said Sally Hubbard, director of enforcement strategy at liberal think tank the Open Markets Institute....

"Biden will take a...tough position on infrastructure companies like Huawei," said Alec Stapp, director of technology policy at the liberal Progressive Policy Institute, but is "less likely to come down hard on consumer apps like TikTok." He expects Biden to talk tough on China, "but with fewer unilateral tariffs and more cooperation from international allies."

The Internet

Starlink Beta Testers Are Impressed With Its Speed (arstechnica.com) 54

One beta tester of SpaceX's new Starlink satellite internet service is a Reddit user named "wandering-coder". This week they shared their experience online, testing the equpiment in a national forest which gets no cell service from any carrier -- and using it to upload this report: Works beautifully. I did a realtime video call and some tests. My power supply is max 300w, and the drain for the whole system while active was around 116w... It didn't work well with a heavy tree canopy / trees directly in the line of sight, as expected. I would be connected only for about 5 seconds at a time. Make sure you have as clear a view of the sky as possible!
Ars Technica shares more data: As revealed last week, the Starlink beta costs $99 a month plus $499 upfront for the user terminal, mounting tripod, and router... New speed-test data collected by Ookla and published by PCMag last week found average Starlink download speeds of 79.5Mbps and average upload speeds of 13.8Mbps in October, when the service was in a more limited beta. The same data found average download speeds of 24.75Mbps for Viasat's Exede service and 19.84Mbps for HughesNet, both of which offer service from geostationary satellites. Upload speeds for Viasat and HughesNet were 3.25Mbps and 2.64Mbps, respectively. Starlink's low-Earth orbit satellites greatly outperformed the higher-orbit satellites on latency, with Starlink posting a 42ms average. Viasat and HughesNet came in at 643ms and 728ms, respectively, according to PCMag.

SpaceX's invitations to new users last week told them to expect "data speeds vary[ing] from 50Mbps to 150Mbps and latency from 20ms to 40ms over the next several months as we enhance the Starlink system... For latency, we expect to achieve 16ms to 19ms by summer 2021."

One Montana resident posted a speed test result with a 174Mbps download speed, 33Mbps upload speed, and 39ms latency. "Way out in rural Montana where our alternative is to pay by the gig. Starlink will forever change the game," the beta tester wrote on Reddit yesterday. The Starlink Reddit community has several resources for tracking beta progress, such as a list of user speed tests and a list of states where at least some people received beta invitations.

Engadget points out that Friday SpaceX also won approval to sell Starlink access to Canadians.

And TechSpot shares more reactions from beta testers: According to some early speed tests done in different locations around the US, users are getting anywhere from 100 to 203 Mbps on downlink and around 15 to 33 Mbps on uplink. Meanwhile, the latency varies between 20 to 45 milliseconds, which is pretty much in line with SpaceX estimates.

Upload speeds are still lower than the expected 50 to 150 Mbps, and one user in Idaho reported that connection drops every 2 to 3 minutes in games and video calls are common. One possible explanation for this could be that Starlink's constellation currently has around 800 satellites, which is a low number compared to the target of 12,000 that SpaceX wants to build.

"Of particular interest has been performance in adverse weather," writes long-time Slashdot reader Rei: While the network is still being deployed, Pacific Northwest have been reporting rainy-weather download speeds ranging from ~95-140Mbps, upload from 9-18mbps, and ping times from 32-34ms. The upper range is surprisingly not that different from other November clear-weather data (which, while dramatically higher than September reports, is still supposed to improve over the coming year). The tolerance to adverse weather is likely due multiple satellite paths as well as phased array tuning overcoming wind buffeting. SpaceX does plan to add additional higher frequency V-band transmission to future Starlink satellites, but this should suffer more bad-weather attenuation than the current Ka/Ku-band.
He also notes that SpaceX engineers have a nickname for the hardware. "Dishy McFlatface."
Networking

Apple's Internal IP's Leaked By Its Search Bot (bleepingcomputer.com) 48

Apple's search bots have been leaking Apple's internal IPs, a security researcher has discovered — and it took Apple over 9 months to fix it.

Bleeping Computer reports: "Applebot is the web crawler for Apple. Products like Siri and Spotlight Suggestions use Applebot," according to Apple's knowledgebase. Last month, Security researcher and podcast creator David Coomber found out that Applebot had been using a proxy that leaked Apple's internal IP addresses.

"Although I've seen a couple of bots that were misconfigured, I was surprised to see Apple's Podcast bot look for updates to my podcast (Deep House Mixes) using a proxy which leaked internal IPs and hostnames from the 'Via' & 'X-Forwarded-For' headers," Coomber continued in his blog post...

When asked for comment concerning these issues, Apple did not provide one to BleepingComputer.

United States

What Biden's Victory Means For Net Neutrality - and for Ajit Pai (msn.com) 173

"A victory by Joe Biden in the Nov. 3 election could usher in an abrupt change in the nation's telecommunications policy, restoring so-called net neutrality regulation," Bloomberg recently reported: Biden hasn't talked much about the FCC during the campaign, but his party's platform is specific. It calls for restoring net neutrality rules put in place under then-President Barack Obama when Biden served as vice president and taking a harder line on telecommunications mergers... If Biden wins, the FCC, which currently is at full five-member strength, could begin the new presidential term with a 2-to-1 Democratic majority, allowing it to move quickly. A Republican commissioner is leaving at the end of the current Congress and chairmen traditionally depart as a new administration arrives.

Ajit Pai hasn't indicated what he'll do. He can stay on as a commissioner but a new president could strip him of the chairmanship and its power to control what policies advance to a vote... If Pai stays after a Biden win, "he's denuded of power to do much of anything except to block things," said Andrew Jay Schwartzman, a Washington telecommunications lawyer.

Bloomberg also speculates that in addition, America's FCC "may move to bar broadband providers from exempting their own entertainment or media offerings from data caps." While there had been interest in such a move four years ago, Ajit Pai "squelched an agency move toward doing so soon after taking office in 2016."
United States

Uber and Lyft Will Push For More Laws Classifying Drivers as Independent Contractors (msn.com) 73

"Uber helped wage a $200 million war in California to keep drivers as contractors," notes the Washington Post — successfully funding a ballot proposition that overrides a high-stakes 2019 law which insisted drivers be considered employees.

"But now that the ballot measure has passed, the company says its work isn't done..."

The ride-hailing giant's CEO said Thursday that Uber is looking to expand the model to other states, joining an executive from rival Lyft who said something similar earlier this week... "Going forward, you'll see us more loudly advocating for...laws like Prop 22," Uber CEO Dara Khosrowshahi said, adding later: "We were the first to come forward with this [independent contractor]-plus model, the idea that drivers deserve flexibility plus benefits. We want to have a dialogue with governments [in] other states..."

Uber and Lyft's stocks have rallied this week, logging percentage gains in the double digits as investors reacted to the news that they would not have to make drivers employees.

The proposition promises independent contractors 120% of the minimum wage plus contributions to healthcare equivalent to what other employers currently provide (or half that amount for employees averaging less than 25 hours a week but more than 15). But the Post points out that "Unlike full employment, however, benefits are calculated based on a driver's active time, negating the potential hours per week they spend waiting for a fare while logged onto the apps..."

Uber's chief financial officer told the Post that the new benefits "will result in probably a 5% increase to cover the incremental [costs]," including benefits, adding "We do believe that it'll be manageable."

The Post adds that labor advocates "fiercely opposed Proposition 22, saying it was a transparent attempt to snatch newly enshrined employment rights from workers."
Facebook

Election-Related Misinformation on Social Media Still 'Readily Viewable' - If It's In Spanish (nbcnews.com) 44

NBC reports that social media crackdowns on disinformation have been less consistent if the content isn't in English. One example? "Facebook and YouTube have taken steps to remove QAnon content in English from their platforms, but experts warn there is still a vast amount in Spanish." The misleading, false and conspiratorial claims that are circulating in Spanish about the outcome of the election are readily viewable on Facebook, Twitter and YouTube, despite policies from all three companies prohibiting or restricting the spread of conspiracy theories and election-related misinformation. According to researchers interviewed by NBC News, the policies have been implemented with more consistency for content posted in English...

"Facebook and YouTube have taken steps to remove QAnon content in English from their platforms, but there is still a vast amount available in Spanish and it's easily accessible," said Flavia Colangelo, a researcher at GQR, a Democratic research firm that advises campaigns on Spanish-language disinformation...

Alex Joseph, a spokesperson for YouTube, said the company has policies against misinformation about how to vote but does not prohibit content that forwards false views about the outcome of the election. "Expressing views on the outcome of a current election or process of counting votes is allowed under our policy," Joseph said. "Our policies are global, and we apply them consistently across all languages and regions."

Facebook

How Ex-Facebook Data Experts Spent $75 Million On Targeted Anti-Trump Ads (fastcompany.com) 78

The night before America's election, Fast Company reported: On the internet, we're subject to hidden A/B tests all the time, but this one was also part of a political weapon: a multimillion-dollar tool kit built by a team of Facebook vets, data nerds, and computational social scientists determined to defeat Donald Trump. The goal is to use microtargeted ads, follow-up surveys, and an unparalleled data set to win over key electorates in a few critical states: the low-education voters who unexpectedly came out in droves or stayed home last time, the voters who could decide another monumental election. By this spring, the project, code named Barometer, appeared to be paying off. During a two-month period, the data scientists found that showing certain Facebook ads to certain possible Trump voters lowered their approval of the president by 3.6%...

"We've been able to really understand how to communicate with folks who have lower levels of political knowledge, who tend to be ignored by the political process," says James Barnes, a data and ads expert at the all-digital progressive nonprofit Acronym, who helped build Barometer. This is familiar territory: Barnes spent years on Facebook's ads team, and in 2016 was the "embed" who helped the Trump campaign take Facebook by storm. Last year, he left Facebook and resolved to use his battle-tested tactics to take down his former client. "We have found ways to find the right news to put in front of them, and we found ways to understand what works and doesn't," Barnes says. "And if you combine all those things together, you get a really effective approach, and that's what we're doing...."

By the election it promises to have spent $75 million on Facebook, Google, Instagram, Snapchat, Hulu, Roku, Viacom, Pandora, and anywhere else valuable voters might be found... Barnes had been a Republican all his life, but he did not like Trump; he says he ended up voting for Clinton. The election, and his role in it, left him unsettled, and he left Facebook's political ads team to work with the company's commercial clients... In the wake of Trump's election and its aftermath, Barnes helped Facebook develop some of its election integrity initiatives (one of Facebook's moves was to stop embedding employees like him inside campaigns) and even sat down for lengthy interviews with the Securities and Exchange Commission and with then-Special Counsel Robert Mueller. Last year, after some soul-searching, some of it in Peru, Barnes registered as a Democrat, left Facebook, and began working on a way to fight Trump... Acronym and a political action committee, Pacronym, were founded in 2017 by Democratic strategist Tara McGowan, in an effort to counter Trump's online spending advantage and what The New Yorker called his Facebook juggernaut...

For Barnes, Acronym's aggressive approach to Facebook, and Barometer's very existence, isn't just personal, but relates to his former employer: Facebook hasn't only failed to effectively police misinformation and disinformation, but helped accelerate it... But while Barnes is using some of the weapons that helped Trump, he's at pains to emphasize that, unlike the other side, Acronym's artillery is simply "the facts."

The PAC's donors include Laurene Powell Jobs, Steven Spielberg, venture capitalists Reid Hoffman and Michael Moritz, and (according to the Wall Street Journal) Facebook's former product officer, Chris Cox (who is also an informal adviser.)

But in addition, the group "can access an unprecedented pool of state voter files and personal information: everything from your purchasing patterns to your social media posts to your church, layered with AI-built scores that predict your traits..."
Transportation

Boeing's 737 Max: Carrying Passengers Again In December? (sfgate.com) 85

"Boeing's much-maligned 737 Max jet could be cleared to fly again in just a few weeks," reports SFGate, adding that one U.S. airline plans to carry passengers "as early as December." Although the Federal Aviation Administration has not disclosed a public timeline for the Max's return to service, approval to lift the grounding could come as early as mid-November, according to Reuters. Boeing executives said they expect to gain FAA recertification before the end of the year. The company will also need to get approval from the European Union Aviation Safety Agency and Transport Canada, which are conducting their own respective reviews...

American Airlines said it plans to operate one daily Boeing 737 Max roundtrip from Dec. 29 through Jan. 4 between its Miami hub and New York's LaGuardia Airport. If it takes off, American will be the first US carrier to bring back the Max...

Other U.S. airlines operating the Max are taking a wait-and-see approach before assigning the fleet type to flights.

Transportation

Panasonic Makes Vacuum Gadget To Rescue Wireless Earbuds From Train Tracks (theverge.com) 60

Panasonic has collaborated with JR East on a vacuum cleaner-style device to solve a new problem that has sprung up on recent years: a rise in people dropping wireless earbuds onto train tracks. "The device is being tested at Ikebukuro station, a major hub in northern Tokyo, and early results suggest it works much faster than the traditional grabber," reports The Verge. From the report: JR East, the part of Japan's formerly private railway group that covers the Tokyo and Tohoku regions of the country, says that there were 950 incidents of dropped earbuds across 78 Tokyo train stations in the July-September quarter, Jiji Press reports. The figure apparently accounts for a quarter of all dropped items. According to JR East, station staff normally use a grabber-style "magic hand" tool to pick up larger items that fall onto tracks, like hats or smartphones. But the gravel between the rails makes smaller objects -- like, say, a left AirPod Pro -- more difficult to retrieve, meaning staff sometimes have to wait until after the last train.
Science

A One Hundred Thousand-Fold Enhancement In the Nonlinearity of Silicon (phys.org) 28

An anonymous reader quotes a report from Phys.Org: A team of researchers led by Osaka University and National Taiwan University created a system of nanoscale silicon resonators that can act as logic gates for light pulses. ... [The scientists] have increased the nonlinearity of silicon 100,000 times by creating a nano-optical resonator, so that all-optical switches can be operated using a continuous low-power laser. They accomplished this by fabricating tiny resonators from blocks of silicon less than 200 nm in size. Laser light with a wavelength of 592 nm can become trapped inside and rapidly heat the blocks, based on the principle of Mie resonance. "A Mie resonance occurs when the size of a nanoparticle matches a multiple of the light wavelength," author Yusuke Nagasaki says.

With a nanoblock in a thermo-optically induced hot state, a second laser pulse at 543 nm can pass with almost no scattering, which is not the case when first laser is off. The block can cool with relaxation times measured in nanoseconds. This large and fast nonlinearity leads to potential applications for GHz all-optical control at the nanoscale. "Silicon is expected to remain the material of choice for optical integrated circuits and optical devices," senior author Junichi Takahara says. The current work allows for optical switches that take up much less space than previous attempts. This advance opens the way for direct on-chip integration as well as super-resolution imaging.
The study has been published in the journal Nature Communications.
Transportation

Electric Bike Motors Will Be Shut Down When Entering Residential Areas of Amsterdam (theguardian.com) 106

In an effort to cut road deaths, the Dutch government will be using a new digital system to automatically reduce electric bicycles' power in residential or built-up areas of Amsterdam. The Guardian reports: The digital technology, which has been successfully trialled on a 4km stretch of bike lanes at Schiphol airport, was funded by the Dutch ministry of infrastructure and water management. The not-for-profit Townmaking Institute behind the concept is working with e-bike manufacturers and government authorities with the expectation that the speed-cutting technology and new regulations could be rolled out by 2022.

Sixty-five people died last year while riding e-bikes, which have an integrated electric motor to propel the wheels, up from 57 in 2018. The vast majority were men over the age of 65. The standard e-bike reaches speeds of 12mph (20km/h), but faster models, such as speed pedelecs, can reach 28mph. Discussions over the use of the technology are most advanced with the municipality of Amsterdam, but the provinces of Gelderland and North Holland are also said to have shown an interest.

The technology trialled at Schiphol offers policymakers a range of options. "Say the weather is really bad, there is a headwind of 40km and cyclists are at a standstill, then cutting off the power would be counterintuitive," said [Indranil Bhattacharya, a technology strategist at the Townmaking Institute]. "We built it so you can detect the direction the bike is going, and a policymaker can say: 'We change the regulation. We won't cut your power off because the weather is bad.' The intelligent infrastructure would then tell the bicycle not to cut off the power.â The infrastructure could also inform an e-bike of upcoming obstacles or junctions, by alerting cyclists with a gentle vibration of the handlebars.

Cellphones

T-Mobile Will Stop Saying Its 5G Network Is Better Than It Actually Is (gizmodo.com) 36

Earlier this week, the FCC fined T-Mobile $200 million for its abuse of Sprint's Lifeline program for low-income consumers -- the largest fine to be paid in commission history. Now, the Better Business Bureau's National Advertising (NAD) is telling T-Mobile to tone down its misleading 5G claims about having the "best 5G network." Gizmodo reports: The NAD's investigation of T-Mobile's 5G claims, reported by Android Police, concluded yesterday. While the BBB division found that some of the carrier's post-Sprint merger claims had merit, like T-Mobile's assertion that it will build the nation's largest 5G network due to the merger, it asked the carrier to change the language of some of its other misleading claims. Specifically, the NAD took issue with T-Mobile telling consumers they will get the best 5G network. NAD said that consumers could "reasonably interpret" these claims to mean T-Mobile currently provides the best 5G network and that T-Mobile customers will "imminently" have 5G coverage when that's not currently the case.

"NAD determined that the challenged advertisements did not reasonably convey a present-tense message that the aspirational future benefits from T-Mobile are presently available to consumers," the group said. "NAD recommended that the challenged advertising be modified to avoid conveying such messages."

Google

Google Photos Tests Locking Color Pop Behind a Google One Paywall (xda-developers.com) 21

According to XDA Developers, Google is testing locking the Color Pop feature in the Google Photos app behind a paywall, requiring users to sign up for a Google One subscription to access this feature, and presumably other photo-editing features in the future. From the report: Shortly after we published our teardown of Google Photos 5.18 confirming that a Google One paywall for photo editing features is in the works, a reader in the comments section informed us that the Color Pop feature is locked behind a Google One membership for him. We've attached the two screenshots shared by the user, and we've also added two screenshots showing off the Color Pop feature in action (this was from a Google account that doesn't have a Google One subscription).

The feature essentially keeps the subject in color while turning the background black and white (or vice versa), allowing the subject to "pop." It's a fun feature, and seemingly one Google thinks is advanced enough to convince people to pay for. It's unclear what other premium editing features will be put behind a paywall. However, we recently uncovered strings of code in version 5.18 that suggest Google will introduce preprocessing suggestions and a Skypalette feature, which will include new filters to help users edit the sky.
UPDATE: Google has clarified that the Color Pop being reported above is not the same Color Pop feature that's available in Google Photos today. "Right now in Google Photos, Color Pop is only available on photos taken in portrait mode, meaning there is depth information available, which is especially helpful in making the background of an image pop," reports 9to5Google. "The version of Color Pop that will be locked behind Google One will work on photos without depth information. Likely this version attempts to use machine learning to automatically differentiate the foreground from the background."

"More importantly, this means that Google Photos will not be putting an existing feature behind a Google One paywall. Instead, it seems Google intends to create new features to incentivize Google One subscribers."
Facebook

Facebook Can't Seem To Do Anything About 'Stop the Steal' Groups (vice.com) 399

An anonymous reader quotes a report from VICE: On Thursday night, Facebook announced it had activated "break glass" measures to try to quell the spread of disinformation, which has been supercharged by the lies being spread by President Donald Trump and his allies. The unprecedented move may have been triggered by Facebook's decision hours earlier to shut down a viral group called "Stop the Steal" that had racked up 360,000 in the space of 24 hours. The group was spreading disinformation, advocating for gun violence, and organizing real-world protests. But the impact of Facebook's moves has been negligible.

A VICE News investigation, using the Facebook-owned analytics tool CrowdTangle, found at least three active groups on Facebook using variations of the Stop the Steal name, all of which have tens of thousands of followers and all of which are sharing the same disinformation as the original group. The biggest group identified is called "StoptheSteal" which has almost 70,000 members. The next biggest is called "Stop the Steal 2.0" with 40,000 followers. Finally, a group with an identical name -- "Stop the Steal" -- has 25,800 members. By allowing the original group to grow so quickly, and to such a scale before removing it, Facebook could have inadvertently made the situation even worse, Ciaran O'Connor, an analyst at the Institute for Strategic Dialogue, told VICE News. "The challenge in managing copycat groups is that there is additional potential for voter fraud disinformation and threats of violence among communities who may be motivated for further action given the removal of the original group, particularly around possible mobilization at election centers."
"We are continuing to review additional content and activity and will take action accordingly," Facebook spokesman Andy Stone told VICE News.
Social Networks

Debt Collectors Will Soon Be Allowed To Reach You By Text Or On Facebook (cbsnews.com) 92

The federal government has cleared the way for collection agencies to send unlimited texts, emails and even instant messages to debtors on social media platforms. CBS News reports: The Consumer Financial Protection Bureau issued a final rule late last week outlining how collectors can use new communication methods. The federal agency, which is charged with protecting Americans from financial abuse, did not limit the number of messages collectors could send, but it did require that each message come with instructions on how to opt out. The bureau also limited the number of times collectors may call someone to seven calls per week for each debt.

Consumer advocates criticized the rule for not requiring alleged debtors to consent before being contacted by email or text, and for setting a limit on phone contact that could result in a flood of calls for people who owe money to several creditors. Jay Gonsalves, president of Action Collection Agencies in Boston, called the rule a "win-win."

"We're hearing more and more from consumers that they don't want to talk to us on the phone. Nobody does anymore. Everyone communicates with text," said Gonsalves, formerly president of the Association of Credit and Collection Professionals, the collection industry's trade group. While consumers may not appreciate hearing about what they owe, Gonsalves added that keeping a debtor in the dark could hurt them in the long term. The rule will formally take effect one year after it's published in the Federal Register, or near the end of 2021.

Transportation

Bentley Will Ditch Internal Combustion Engines By 2030 (arstechnica.com) 114

An anonymous reader quotes a report from Ars Technica: Time is starting to run out for vehicles powered purely by international combustion engines, and the auto industry knows it. This week Bentley, that bastion of British luxury, became the latest OEM to set a date for that happening -- the year 2030. As the company moves into its second century, it has revealed a new plan called "Beyond 100" that it says will "reinvent every aspect of its business to become an end-to-end carbon neutral organization.

Bentley already introduced a plug-in hybrid EV version of the Bentayga SUV and next year it plans to add another pair of PHEVs to its roster -- presumably the Continental GT coupe and Flying Spur sedan. In 2025, the company plans to introduce a battery electric vehicle; Bentley CEO Adrian Hallmark told Autoweek that "you've got to pick a point in time where battery power density, especially for bigger cars, is the liberator for us. We've always said that the mid-2020s is the time when you can expect to see 120-plus kilowatt-hour batteries coming through the supply chain." 2025 will also be the last year you'll be able to buy a Bentley that doesn't plug in, because in 2026 the brand is dropping everything other than PHEVs and BEVs. In 2030, those PHEVs will be gone, too, leaving just BEVs to wear the winged B badge with pride. Along the way, Bentley is also pledging to reduce its factory's environmental impact and go plastic neutral.

Facebook

Facebook Claims Its Proposed Payments Network is 7 Times Faster Than Visa's (venturebeat.com) 65

As work continues on Novi, Facebook's digital wallet the company hopes will one day be used to access currencies in the blockchain-based payment system Libra, semblances of a framework have emerged from new research published in AFT '20: Proceedings of the 2nd ACM Conference on Advances in Financial Technologies. From a report: A paper coauthored by scientists at Facebook's Novi division proposes a transaction settlement system called FastPay, which they claim can be used to settle cryptocurrency payments or as infrastructure to support retail payments in fiat currencies. In experiments, the team managed to achieve "intra-continental" confirmation of less than 100 milliseconds and over 80,000 transactions per second with as many as 20 different payment authorities. [...]

FastPay aims to solve this by enabling authorities to jointly maintain account balances and settle prefunded retail payments between accounts. The researchers claim it supports "subsecond" latency confirmation appropriate for physical point-of-sale payments while providing capacity comparable with peak retail card network volumes and real-time gross settlement. [...] In experiments, they claim FastPay supported up to 160,000 transactions per second under a total load of 1.5 million transactions across the 48 cores -- about seven times the peak transaction rate of the Visa payments network -- while running on commodity computers that cost less than $4,000 a month to run.

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