New Windows 11 Test Build Wants Your Credit Card Info (pcworld.com) 148
Microsoft's latest Windows 11 test build is another substantial one, adding two important features: payment information, and a new security feature called Smart App Control that will watch over new apps and games that you add to your PC. PCWorld reports: Microsoft released Windows 11 Insider Preview Build 22567 for the Dev Channel on Wednesday with other changes, tooâ"including a tweak to Windows Update, so that now you can configure your PC to turn on an update when renewable energy is at its most plentiful. (Remember, code that Microsoft tests within the Dev Channel may make its way to your PC eventually -- or not.)
Asking for credit-card information within Windows isn't that startling, as you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox. Still, those transactions are normally performed via your Microsoft Account web page, which manages all of that online and behind the scenes. (You can reach them via the Windows 11 Settings > Accounts > Your Microsoft account.) Microsoft considers the additional credit-card info as part of the subscription option it added last month. Now, if your subscription risks falling through because of an expired credit card, Microsoft will alert you. Conceptually, however, it implies that your PC is as much a tool to make purchases as it is to simply work and game.
Another interesting addition is what Microsoft calls Smart App Control, or SAC. Microsoft describes it as a "new security feature for Windows 11 that blocks untrusted or potentially dangerous applications." What those applications are, apparently, is up to Microsoft. And yes, there's always a concern that SAC would flag otherwise innocuous applications that it simply hasn't seen before. But Microsoft is gently easing SAC onto your PC. For one thing, you'll need to perform a clean install to enable it. For another, SAC won't immediately insert itself. Other tweaks and changes include the ability to have Windows update your PC when clean energy is more commonly available (via Microsoft's partners electricityMap or WattTime) and better integration between your Android phone and PC via Windows 11 OOBE (Out of the Box Experience).
Additionally, "Microsoft now offers wider availability of speech packs to improve transcription, the ability to choose a mic for dictation/ transcription, and the ability to mute your speakers by simply clicking the volume icon in the hardware indicator for volume," reports PCWorld.
Asking for credit-card information within Windows isn't that startling, as you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox. Still, those transactions are normally performed via your Microsoft Account web page, which manages all of that online and behind the scenes. (You can reach them via the Windows 11 Settings > Accounts > Your Microsoft account.) Microsoft considers the additional credit-card info as part of the subscription option it added last month. Now, if your subscription risks falling through because of an expired credit card, Microsoft will alert you. Conceptually, however, it implies that your PC is as much a tool to make purchases as it is to simply work and game.
Another interesting addition is what Microsoft calls Smart App Control, or SAC. Microsoft describes it as a "new security feature for Windows 11 that blocks untrusted or potentially dangerous applications." What those applications are, apparently, is up to Microsoft. And yes, there's always a concern that SAC would flag otherwise innocuous applications that it simply hasn't seen before. But Microsoft is gently easing SAC onto your PC. For one thing, you'll need to perform a clean install to enable it. For another, SAC won't immediately insert itself. Other tweaks and changes include the ability to have Windows update your PC when clean energy is more commonly available (via Microsoft's partners electricityMap or WattTime) and better integration between your Android phone and PC via Windows 11 OOBE (Out of the Box Experience).
Additionally, "Microsoft now offers wider availability of speech packs to improve transcription, the ability to choose a mic for dictation/ transcription, and the ability to mute your speakers by simply clicking the volume icon in the hardware indicator for volume," reports PCWorld.
No (Score:2)
No, no, no, no.
lol What?!@?! (Score:5, Insightful)
you've probably already entered payment information into the Microsoft ecosystem
No, actually, I probably haven't.
I would sooner write my own operating system than give one my CC information. Luckily, there are lots of operating systems that respect me and don't even ask for that shit.
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Where they once failed with Windows 8 and Windows Phone, Microsoft are repositioning themselves once again to compete with Android tablets and iPads, which shove an app delivery system one's throat.
If anything then, they're late to the party.
Nevertheless, such a payment system should be opt-in. They haven't mandated financial details on the store app I have on Windows 10 and I wouldn't expect so unless I went to purchase something.
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Or...
OS Subscriptions will be arriving soon.
For the small sum of only $9.95/month (+ tax) you can keep access to your files. It would be a shame if you lost access to all those cat photos now wouldn't it?
Re: lol What?!@?! (Score:2)
Re: lol What?!@?! (Score:4, Insightful)
I hope so! That'll get the masses to try Linux.
We thought that a million times over the past decades. I think mandatory root canals every time you boot the system, plus an automated anal dildo rape when you log on wouldn't be enough.
Re: lol What?!@?! (Score:2)
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I hope so! That'll get the masses to try Linux.
We thought that a million times over the past decades.
The smart among us don't really care how others choose to wast their time and money. That was the weirdest thing about the year of linux on the desktop BS.
Bragging rights for people who get happyboners over being number 1.
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an automated anal dildo rape when you log on wouldn't be enough.
Some people would pay extra for that feature.
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yes !! It's finally the year if the Linux desktop !!!!
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It's interesting (to me) that off all the major operating systems, Windows is the only one that hasn't had much success with paid app stores.
Android, iOS and MacOS all have app stores with sales in the billions, raking in nice profits for their owners. On Windows you have app stores like Steam that are very popular.
Yet for some reason Microsoft just can't make the Windows Store happen. Nobody wants their apps and movies.
In theory it might even be the better option, in that you only have to give Microsoft yo
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I think that's false, actually.
the macOS App Store isn't a success. It's middling to mod
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Other than that and the absolute nightmare they made fully disabling Windows Defender and forced reboots after updates... LTSC is amazing. I've got a consumer version on a laptop, and all the shov
Really? (Score:3)
" as you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox."
I'd never do that in my life, not being insane.
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nospam007 quoted:
" as you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox."
The quote you selected is from a PCWorld story on the Insider Preview edition of Windows 11.
Need I say more ... ?
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Why not? What makes you think MS is less trustworthy with your CC than literally every idiot on the planet running a webshop where you voluntarily enter your CC info.
Also it's your CC. It's not important and you're not liable for what MS does with it. Keep a level head mate.
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Or, you know, DO NOT give anyone your CC info, and avoid doing business with anyone that accepts only CC as payment.
Or use an intermediary account, a single payment CC, or anything but an actual CC.
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Or, you know, DO NOT give anyone your CC info, and avoid doing business with anyone that accepts only CC as payment.
Or use an intermediary account, a single payment CC, or anything but an actual CC.
Bartering chickens works better.
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Store your cash under your mattress, that way banks don't have their greedy hands on your money.
Sure the banks are FDIC insured, and Credit Cards have fraud protections where invalid charges can be disputed.
A lot of this behavior is like the fear of flying. While it is statistically the safest way to travel, a lot of people are afraid of it, because it takes their fate out of their hands, and the extremely rare case of a problem things can get real bad.
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Or just limit the amount of online purchases you do overall. I never save CC info *anywhere* for convenience, it's just a dumb idea.
Wait, wot? (Score:3)
Microsoft considers the additional credit-card info as part of the subscription option it added last month.
Is Windows 11 a subscription-based operating system? ++glad I'm not in the Microsoft operating system universe any more.
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br.Not yet, anyway.
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No. But MS do have subscription services which can be integrated into Windows 11. And since you can manage your Microsoft account from the account pane in Windows 11 it's kind of a strange omission that you haven't been able to manage your payment info for things such as Onedrive or Office365 so far.
Incidentally this isn't too different from any company that simultaneously offers both an OS as well as a paid for service.
SAC (Score:2)
SAC is the bigger problem. Microsoft is pushing for the world where it gets to decide what you can run on your PC.
Re: SAC (Score:2)
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SAC of shit?
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Is the CC info mandatory ? (Score:2)
The article says that the credit card info is asked for, it does not say what happens if you do not enter something.
What do you do if you do not have a credit card ?
Re: Is the CC info mandatory ? (Score:2)
These probably will not work with large companies like Microsoft.
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Yes, I can imagine every computer user knows about this, and has access to this CC number generation tool. /s
As it is there are many areas which don't have proper internet access (And Windows 11 must have internet access to setup now it seems, from a previous story), I assume there will be lesser people with a credit card number around.
Nothing new - been on Macs for ages (Score:2)
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Compared to Apple (as an example - hey, at least it's not a car analogy, right?):Apple is very clear about iCloud, when and what is being shared between devices or saved.
For now, at least, the App store on the mac can be completely separate from device sync etc.
B
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Compared to Apple (as an example - hey, at least it's not a car analogy, right?):Apple is very clear about iCloud, when and what is being shared between devices or saved.
This. I have some things saved in icloud, and most not. Saving images to any place other than on your own devices is foolish.
Browser security and browser privacy are clearly laid out as different things Privacy settings are all in one place in the Mac - I had to play hide-and-seek with Windows' disjointed configuration areas.
And I've had Windows 10 come in and reset those privacy settings with updates. And not in a privacy direction.
I'll admit to a 'bias of trust' towards Apple because: Almost every change has had a dire public outcry (if only here on /.) which has usually followed by a clarification or change of policy.
They don't own a search engine.
They've 'put their foot in it' by saying they value their customers' privacy (on some things) so IF they violate that trust, they're gonna get gutted.
They're better at explaining WHY they ask for things.
And they have a lot less "mystery" stuff emanating from your computer if you check it out with wireshark. Just sayin'.
So, in short (TOO LATE!), I agree - this is probably nothing, and so far I like Win11 (for windows) if they were clearer about things, it would go a long way to earn trust.
I've been using W11 on a new computer, and so far it's been okay. It's facial recognition has worked well too. But I like the olf "Trust but verify" doctrine
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Not to try to spark *another* silly Mac vs PC war here.... but seems to me Apple's implementation is far better than what Microsoft is offering?
Basically, Apple took an interest in direct involvement with secure payment systems, so they built hardware into their devices to securely store your card info for their "Apple Pay" service. In fact, they're never even transmitting your actual card data for a transaction. They just send secure tokens associated with the original so the bank can verify and authorize
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"Can" not "must" - big difference.
Update - use facial recognition on the new stuff.
It works well, except when you are wearing a mask. When I first got my new iPhone 13, I was at an event that required a mask. Tried about a minute thinking it wasn't working. Turns out it worked very well after I took the mask off.
So lamers (Score:3)
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Joking Right ? I am sure you can answer your question, if not why are you here :)
No mods points or you would get modded funny
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Is he? I mean iOS and Android both want credit card information. On windows so far this has been relegated to the browser but there's really no reason to do that, not when you also need to use it in the Microsoft store and pay for services such as Office365. And given you can already manage your Microsoft account from the settings panel it's a strange omission that we haven't entered CC data in the OS yet.
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He asked "what operating system doesn't" want your Credit Card Number. You cannot think of any ? :) I know of at least four plus many built using the same kernel (a hint).
Thus me asking if he was joking.
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The ones you never paid anyone for including the manufacturer of you PC ...
OS's should not cost money, and definitely should not cost money to use
Applications should not cost much, and definitely should not cost money to use
Services cost money ... but not much and should be optional - this is why MS are pushing SaaS
Detached from reality? (Score:2)
Asking for credit-card information within Windows isn't that startling, as you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox
Nope. And I never will.
Who does MS think its users are? I have never felt the need to go to the Microsoft Store. Nor do I have, or ever intend to use, an Xbox and neither does anyone else in this household.
I will never hand over my credit card details, it seems far too easy to inadvertently click on what looks like an innocuous link only to find you have purchased something and cannot cancel it. Making it "easier" to buy stuff sounds like marketing-talk for trapping users into buying crap they neither ne
Not something that I want (Score:2)
Not something that I want.
That said, if I used a lot of MS services, no different really from having my card on file with Amazon or any other vendor. (Or than letting my browser store it, which millions do.)
I've already subscribed to this Crap? (Score:2)
you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox
No I fucking well have not! Who the hell does PCWorld think they are talking to?
Clean energy (Score:2)
-update your PC when clean energy is more commonly available-
That'll be interesting, considering I'm off-grid. Can I turn that feature off, seeing as how it's irrelevant for me? Seems that there'll be some kind of communication between the OS and an external provider of energy consumption data for that to work. No thanks, it's my business to manage energy consumption. Just another item in the pihole blocklist.
Just who do they employ to come up with these ideas? How about an operating system that doesn't ma
Not a chance (Score:2)
If this is a requirement I'm out
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You can get one-time credit card numbers that are not tied to your identity. But still, looks like MS has a bad case of thinking they can inflict whatever they want on the users. To be fair, on many users they can.
Windows and Control (Score:2)
I'm getting really, really tired of Microsoft pushing their ecosystem on me and doing things with my computers without my knowledge. I tried to open a Windows 11 laptop the other day and it blocked me from opening the desktop until I figured out how to "Skip For Now" logging in with a Microsoft Account. This screen makes it seem like you have no choice and must login with one, until you hit Back and then it says "Skip For Now", which means it will do it again later.
I also have had it up to here with their u
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Thanks for that. I'll have to make that change.
I think the biggest thing I hate is how deep they've embedded the Windows Store and App frameworks and such into the OS. I was putting together an image for new staff desktop PC's here at work, and I thought I'd be clever and strip all the junk out of the OS to make it less intrusive and annoying for our employees. That came back to bite me in the ass when we started getting tickets about Windows PCs crashing and bootlooping after updates when they'd fail becau
Windows is no longer an OS (Score:3)
Everything I read about Widows 11 just makes me think what utter crap it is. It's simply no longer an operating system.. It's now a badly made consumer device like some sort of retarded Fisher Price kids toy.
Personally I've got a Windows 10 desktop (LTSC) and a Windows 7 laptop (Pro) which I use to run my music prgrams. All my other personal compuers now run Linux (a server, a media centre, an old desktop, and an old laptop). Plus I've got an Apple powerbook and a Surface pro issued by my workplace. The only desktop I actually like using is my Ubuntu/XFCE box and I've moved *all* my day to day stuff on to it (web browsing, email, printing, scanning, personal programming etc.)
The Windows & Apple devices are simply an almost unusable crapfest of programs continually trying to update themselves/reboot the machine, programs continually popping up crapulent notifications I have no f**** interest in, continual stealing of focus. Not to mention when programs do get updated you usually find the UI has been butchered - especially the new trend to remove keyboard friendly UIs with bloody "click, drool" "mouse only" crap (a la Gnome).
Quite frankly modern operating systems are turning into a total shit fest. They no longer do just what they're told, they're turning into some sort of retarded game built for people with no attention span, no ability to organise anything, and no ability to learn how the damned thing actually works.
My Windows machines are very fast and run my audio stuff beatifully so I'll be keeping them going until either they or I die.
Quie frankly you can stick your "modern" Windows 11 and OSX up your arse. They're utter f**** shite. I'd rather go back to ME and DOS as at least they do what they're told.
Facing Reinstall Choice - Souring on Windows 11 (Score:2)
Update Choice: Gun to Head, Ask Us When (Score:2)
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Dangerous Application - Like from MS Competitors (Score:2)
Finacial Infornation Better Not Stored (Score:2)
Discriminates against minorities (Score:2)
As minorities are less likely to have access to credit cards, this looks like an attempt to disenfranchise the poor and minorities.
I used to think that systemic racism didn't exist until I realized that Microsoft is making decisions without any thought given to how those decisions might disproportionately impact minorities. Ostensibly, this is done for "user convenience", but it has the dual effect of making it more difficult for poor people (who are often minorities) to enter the digital ecosystem.
Windowed (Score:2)
"To continue with your Windows 11 installation, please supply Microsoft with 4 out of the following 6:
[_] Your credit card (not the number, the actual card)
[_] An arm and leg
[_] Your first born child
[_] Your mortgage deed
[_] Your frontal lobe
[_] Your high-end gaming graphics card
Re: (Score:2)
Um.. (Score:2)
What are you, drunk?
LOL fuck you MIcrosoft (Score:2)
Windows (Score:2)
Windows 11 can increasingly go fuck itself.
I know much of those things may not make it into the final product, but I'm not putting a credit card into an OS, and NO my Microsoft account doesn't have payment info on it.
Looks like I bought a brand new gaming laptop with lots of futureproofing spec at the right time. And maybe in a few years, I'll just use the VMWare licence I have to consign Windows 10 to a VM and run Linux as the main OS again (did it for 10 years, only reason I stopped was gaming, and now w
Linux Steam and Proton ... (Score:2)
Microsoft you are becoming more and more irrelevant .. and business users are starting to notice - they are weaning off themselves off Excel Macros and using real databases ...
That's me in the corner, losing my religion (Score:2)
Where's the beef? (Score:2)
Apple iPhones and iPads have stored this info for years, the world didn't end - now Microsoft does the same thing and it's a problem?
It's amazing how Gates/Microsoft, Zuckerberg/Facebook, and Bezos/Amazon derangement syndrome runs rampant on this site.
Re: credit cards (Score:2)
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You must have been living under a rock. Credit cards have had pincodes for decades and MFA for years. And often credit card purchases are insured, so it's actually one of the safest, fastest and efficient payment-methods available.
Re:credit cards (Score:4, Insightful)
You must have been living under a rock. Credit cards have had pincodes for decades and MFA for years. And often credit card purchases are insured, so it's actually one of the safest, fastest and efficient payment-methods available.
Speaking of living under a rock, this is Microsoft OS asking for your credit card info. Also known as the most hacked OS in the known universe.
And bragging about credit card security is kind of like bragging about how "healthy" smoking cigarettes is when compared to meth. If it were that safe and secure, they wouldn't lose billions a year in fraud globally, and we sure as shit wouldn't be having this conversation.
Re:credit cards (Score:5, Funny)
Re: credit cards (Score:2, Funny)
I know how you feel. Take my mother in law for instance...
No, seriously, take her! I'm not saying she's fat, but she gets free cruises as long as she travels as ballast. Last year she got on a speak your weight machine and it said 'no coach parties please'
Ah, the 70s.
I know another great joke. A Pakistani, a black and a Jew walk into a bar... the barman says 'what a great example of our multicultural society'
Sorry. Bored :)
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Re: credit cards (Score:2)
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We agreed to only smoke after sex. I'm on the same pack from last year, meanwhile she's up to 2 packs a day. I regret the lack of respect in our marriage.
My wife likes to talk dirty during sex. She keeps calling me on the phone when she does that.
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"My wife has cut me down to once a month, I'm lucky I know two guys she cut off completely."
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You're right that they aren't safe.
They're improving (very slowly), although a lot of the security features seem to be introduced in Europe and work their way to the US eventually (with some countries never really adding them at all).
So this raises two questions:
Firstly, would the amount of fraud be reduced if all countries were obligated to impose those security features at the same time?
Secondly, is the PCI standard for secure payments remotely good enough to ensure data is kept safe at all points in the
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And bragging about credit card security is kind of like bragging about how "healthy" smoking cigarettes is when compared to meth. If it were that safe and secure, they wouldn't lose billions a year in fraud globally, and we sure as shit wouldn't be having this conversation.
Let's face it - ain't no better and safer way than two people face to face using live chickens as currency.
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Also known as the most hacked OS in the known universe.
Indeed, but worth noting is always what comes out of these hacks. The resulting hacks usually exfiltrate files, trigger randsomware, but I haven't heard of a hack actually accessing raw credentials such as passwords for over a decade. There's no reason to believe your credit card data is at risk. Certainly it's far less risky than ... buying something online.
Slashdot: The place where people simultaneously complain about MS's use of TPM to lock you away from your computer while also complaining that they hav
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" If it were that safe and secure, they wouldn't lose billions a year in fraud globally, and we sure as shit wouldn't be having this conversation."
I didn't claim it was perfect. But can you name a payment method that is cheaper, safer, faster and more reliable for international payments?
Live chickens.
Re: THINK OF THE RUBLES (Score:2)
Is it required? If yes then it's a story if no then it's just click bait.
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The poor bugger's probably from the US. Lobbyists managed to delay implementation of better (and slightly more costly) debit/credit card security measures down there for years.
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You must have been living under a rock. Credit cards have had pincodes for decades and MFA for years. And often credit card purchases are insured, so it's actually one of the safest, fastest and efficient payment-methods available.
Any time I make a large purchase, my card is instantly frozen, and I get a telephone call from a person to approve the purchase.
Same with out of band purchases.
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He's talking about how sane people (i.e. Europeans) use credit cards. They are chip and pin, not chip (or, believe it or not, some stores still use magstripe) and signature. Also, if you use a card in a restaurant, the waiter brings a mobile credit card terminal to your table, and you type everything into the machine and always control the card, unlike the US where the waiter will disappear with your card for an indefinite timeframe.
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To be fair, leaving your sight may be preparation for them leaving your site. :)
FWIW, Almost no one in my part of the country (eastern Tennessee) uses mobile credit card terminals. Not a single restaurant I've been to in the last five years has handled a card transaction the way any card transaction is handled in the EU.
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> I assure you, I'm not illiterate.
Given that the Levenshtein distance between what you wrote and what was correct is only three, you convinced me. Besides, I wouldn't dare calling anybody named Beretta an illiterate :)
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Not sure about any US cards that have MFA, but I think a lot of them do let you set up PINs, but I don't think it's the same kind of PIN being talked about here. It's not a PIN you would use in normal transactions I think, just when using it in ATMs for cash advances.
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are still used in 2022 ??
its about the most unsafe shit i can think off, no digital key, no pincode, nothing
And here you go [9cache.com].
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are still used in 2022 ??
its about the most unsafe shit i can think off, no digital key, no pincode, nothing
Maybe in your country... shrug.
The next step for Microsoft is the monthly payment to keep on using your computer.
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are still used in 2022 ?? its about the most unsafe shit i can think off, no digital key, no pincode, nothing
Maybe in your country... shrug.
The next step for Microsoft is the monthly payment to keep on using your computer.
I've been waiting for someone to post the real reason this is happening. The implementation is coming - next up is figuring out how to inactivate all other copies of Windows.
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I've been waiting for someone to post the real reason this is happening. The implementation is coming - next up is figuring out how to inactivate all other copies of Windows.
Just call it a mandatory security update. Didn't Microsoft just recently release a security update for certain no longer supported versions of Windows? Sus.
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I've been waiting for someone to post the real reason this is happening. The implementation is coming - next up is figuring out how to inactivate all other copies of Windows.
Just call it a mandatory security update. Didn't Microsoft just recently release a security update for certain no longer supported versions of Windows? Sus.
By golly, yes they did. And Microsoft has kill switched their OS before with Windows insider versions. Dress rehearsal?
Microsoft Windows ? (Score:4, Insightful)
Microsoft Windows is still used in 2022 ??
its about the most unsafe shit i can think of.
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its about the most unsafe shit i can think of.
In what way? Literally a billion people have no issue with it. I mean it's literally the system trusted to carry some of the most sensitive data in the world by governments as well as the best funded and largest companies in the world.
Are you saying they are all taking a big crazy risk?
Or back in reality: As long as you can teach all the users of your computer not to click on britneyspearsnaked.jpg.exe.scr when it hits the email inbox, your risk is actually incredibly low.
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Try using an AOSP phone that depends on a bunch of random sites for apps. There's entire countries where all the phones are like this.
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You have a credit card that doesn't have a PIN code?
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Yeah. Chip and PIN credit cards are used less in the USA than in the rest of the world. Different card clearing processes and fees. Different card chargeback rules. Signatures put more responsibility (and cost) on the merchant, since they are expected to 'verify' the signature.
Plus banks are really pushing debit cards. Ask for a Chip and PIN card and the bank assumes you are asking for a debit card. Whether they actually do offer Chip and PIN credit cards is a good question. Most banks I've asked have play
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Asking for credit-card information within Windows isn't that startling, as you've probably already entered payment information into the Microsoft ecosystem either for buying apps or movies on the Microsoft Store app or for making similar purchases via your Xbox.
They sure as hell don't have my credit card information, and they never will.